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Hello and welcome to Creative Benefits Services LLC (CBS) featuring the Care Alternative Programs and Services. Our Mission is to improve the overall health and wellness of those living in America by providing access to the best healthcare products and financial services at affordable rates for everyone!

According to the U.S. Census Bureau, there are 47 million
uninsured living in the USA.

Please take a look around our site especially at our flagship product the - Group Acident & Travel Policy with a Repatriation Rider – it is the only one of its kind on the market and is only available through Creative Benefits Services and our Partners; US Mexico Chamber of Commerce, Hispanic Alliance for Prosperity, Casa Puebla, Confraternidad-Latino Ministries and Basilica de Guadelupe Foundation.

If you cannot afford a full health insurance policy for you and your family, you should think about enrolling in our Group Accident & Travel policy.

According to the Centers for Disease Control in 2006:

There were 81.4 million visits to physician offices, hospital outpatient and emergency departments for injuries, 121,599 deaths caused by unintentional injuries, 20,823 deaths by unintentional falls, 43,664 deaths by auto accidents, 27,531 deaths by unintentional poisoning, 12,791 deaths by firearms, 18,573 deaths by homicide and 1.8 million visits to the emergency room for assaults.

Accidents happen – are you prepared for the costs?

Thank you for visitng us – please come back soon to see what’s new and affordable at CareAlternative.com.

Sincerely,

Jose Niño
President

Become a Care Alternative Strategic Partner and promote all programs to your members and Care Alternative will make a charitable donation or submit a consulting fee to your group, church, business, school, University, association, youth and adult sports team or league for community based initiatives.

To learn more please call 1-203-259-0243

Many people living in the US cannot get a major credit card. In today’s world, card purchasing is much easier and more convenient than cash - whether filling your car with gas or buying products online. This card can be used at millions of locations worldwide and is an effective way to control & track spending. Everyone is accepted.

No previous credit history required for card account applicants
Card account is not associated with any other checking, savings, or credit card accounts
Real time "Account-to-Account" fund transfers*
Real time online access to balances and purchase history
Unique mobile banking and text messaging services
Parental controls for sub-account student card, with real time purchase history review
Safe alternative to cash for students and tourists traveling abroad

“Youth sports programs are a great character builder. For just dollars per participant, you can help protect your programs from the liability of injuries suffered by participants with the Care Alternative Sports Medical Accident Program.”

Source: Karl Nelson, Former NY Football Giant Super Bowl Champion, Radio Broadcaster, Author.

Sports Medical Accident Expense Policy - Now there is a Medical Accident Expense Policy to assist with any sports related injury for your sports team, league, or organization for the following eligibility activities:

Day Care Centers, Non-Sport Camps, Golf, Baseball, Basketball, Cheerleading, Wrestling, Martial Arts, & Soccer, Flag Football, Tackle Football, Rugby, and Lacrosse. Click here for program details or call

1-973-448-9946!

Click here to learn more...

Care Alternative Programs & Services

Affordable Healthcare, Programs and Services for Everyone!