CBS, based in New Jersey with a satellite office in Washington, DC, is the premier provider of low-cost, affordable healthcare and consumer related benefits and services for; individuals, families, businesses, church groups, associations and foundations.

 
Our Mission is to improve the overall health, wellness and lifestyles of the people of America by providing access to the best care, products and services at affordable rates.  Our mantra is – “affordable”.
According to the U.S. Census Bureau, there are 47 million uninsured Americans and millions more who cannot get access to credit cards or other pricey services.

CBS currently offers four robust, low-cost programs:

President and Co-founder of Care Alternative
Programs & Services, Mr. Nino plays a key role as marketing and sales
liaison via his long-term relationships with prominent groups,
associations and charitable organizations here in the US, as well as
abroad. In addition to his executive responsibilities with Care
Alternative Products & Services, Mr. Niño is also President of El Niño Group, Ltd., an international business development and financial Services Company based out of Washington, DC, with it’s clients spanning the Western Hemisphere. Mr. Nino’s Projects include: Hispanic community outreach, association management (membership service solutions), Mezzanine and Trade Financing, Environmental Solutions (emissions reduction, waste-to-energy pyrolytic gasification co-generators), Telecom (Wireless, LD, Local, ISP, Pre-Paid and Remittance Solutions), Specialty Metals (aluminum, cold roll steel, tin plate, galvanize, etc.), Warehousing, Transportation, Cutting Tools (commodities management-- to the Auto Industry), Health Care (medical discount programs, body repatriation, and accident insurance), Consulting.

Mr. Nino has many years of experience in working with Entrepreneurs, The Federal Government, Corporate America, and the Hispanic and Ethnic
Community. Mr. Nino is a current Board Member of the US Mexico Chamber of Commerce (USMCOC). For eight years Mr. Nino was President and Chief Executive Officer of the United States Hispanic Chambers of Commerce (USHCC). He expanded the operations and the profile of the Chamber to a significant force within the US economy, while institutionalizing and endowing its programs for perpetual growth. The USHCC is the preeminent Hispanic business organization representing the interests of more than 1.3 million Hispanic-owned businesses in the U.S. and Puerto Rico. Throughout its network of nearly 250 Hispanic chambers of commerce and business associations nationwide, the USHCC actively promotes the economic growth and development of Hispanic entrepreneurs.

Mr. Niño serves on the National Executive Committee for the Boy Scouts f
America (Silver Buffalo Award 2003), Chairman of the “BSA” Soccer in
Scouting, Chairman of the Food /Procurement Group for the 2005 BSA National Jamboree, and is Former Chairman of the Scoutreach Committee (1998-2003), which markets scouting to the rural and urban communities across America. He is President/CEO of the new Basilica de Guadalupe Foundation in established in Washington DC. He serves on the boards of The Washington Center for Internships and Academic Studies, the Hispanic Council on International Relations and the Presidential Classroom. He is a former advisory board member for small business of the Chicago Federal Reserve Bank and was a Hispanic Business Advisor to President George H Bush, George W Bush, and to officials of the Clinton Administration.